Federal Court Decision Muddles "Prescreening" Requirements
Thomas B. Hudson, Esq. - Creditors cannot ask credit reporting agencies to review their files and identify likely customers for them – or to “prescreen”...
Thomas B. Hudson, Esq. - Creditors cannot ask credit reporting agencies to review their files and identify likely customers for them – or to “prescreen”...
Thomas B. Hudson, Esq. - It seems the mail campaign targeted consumers who had filed for bankruptcy without first getting the consumers’ permission...
Thomas B. Hudson, Esq. - ... a salesman’s experience should have alerted him to the fact that the car had suffered extensive previous damage?
Thomas B. Hudson, Esq. - From where we sit, dealers win a lot more of these challenges than they lose, and when they lose, it’s usually because they deserve to lose...
Dean Evans - "Local dealers succeed to the degree that they have top-of-mind awareness in their respective communities..."
Dean Evans - Many online car buyers simply feel more comfortable submitting leads at third party sites...
Thomas B. Hudson, Esq. - With the exception of limits on the rate of finance charge in financing transactions imposed by most states ...
Elena Lovoy - The USA PATRIOT Act contained several requirements that affected dealers. Some provisions are in force now – others have ...
Jeff Smelley - Viruses, “Trojan horses,” worms and spyware cause immeasurable harm and most often without your knowledge until it’s too late.
John Carroll - Promotional materials were adapted to include a dot-com in every ad and to let people know that the dealership never closed...
Thomas B. Hudson, Esq. - One of the costs of doing business over the Internet may be that the dealer finds that he or she is subject to suit in the buyer’s home state...
Rex Collins - Credit applications can be sold for between $30 and $60, and depending on the quality of the applicant, as much as $500...
Rex Collins - In August 2004, the IRS decided that heavy-duty pickups such as the Ford 400 and 500 series vehicles ... might be tractors.
Rex Collins - The IRS is allowing dealers to treat these payments as “trade discounts” for tax purposes...
Al Leone - The new law creates what’s called a “substitute check” that has the same legal standing as the original check.
